Attune’s Portal is for the use of authorized users only. Access to the Portal is granted only to licensed insurance producers who: (1) have an in-force Producer Agreement with Attune (an “Attune Producer”); or (2) have been granted permission to use the Portal pursuant to an approved contractual arrangement with an Attune Producer (a “Sub-Producer”). Within your organization, access may be granted only to those employees who are either properly licensed as individual insurance producers, or are under the direct supervision of such licensed employees, in accordance with your policies and procedures. You are responsible for ensuring that access to the Portal is granted only to those individuals or entities with proper authority to enter into insurance transactions on your behalf.
Attune’s Portal is designed to facilitate the exchange of relevant information concerning your client’s (the insurance consumer’s) business, and to make the completion of the proposed insurance transaction faster, easier and more cost-efficient than traditional application and quotation processes.
As a condition to effectuating insurance transactions on Attune’s Portal, you acknowledge and agree that you are acting solely in your capacity as an insurance broker, irrespective of any licensing designation that state insurance laws employ and irrespective of whether you are working with another producer or sub-producer. Under no circumstances, are you acting as an agent on behalf of Attune or any of the insurers Attune represents.
AUTHORIZED SCOPE OF USE
Attune does not solicit, negotiate, or sell any insurance products for personal, family, or household purposes. Attune’s Portal should, therefore, only be used for submitting applications for commercial insurance policies and completing commercial insurance transactions on behalf of businesses or professionals.
To the extent that you provide any information regarding your client via Attune’s Portal or through our Customer Care Center, you agree and represent that:
- You are acting on behalf of and in the best interests of your client, and have express authority from your client to submit information to Attune;
- You have evaluated the information and determined that it: (1) does not contain personally identifiable or health related information; and (2) relates solely to the purchase of commercial insurance for your client’s business or profession;
- Other than your customer lists (also known as expirations), all data that we collect or generate for the functioning of Attune’s Portal and our underwriting processes and activities are our intellectual property.
You further agree that you will not attempt to replicate, reproduce, or reverse engineer Attune’s Portal in violation of Attune’s proprietary intellectual property rights for any purpose.
USE OF DATA ANALYTICS
We engage data analytics consultants and service providers, such as Google Analytics, to assist us in examining and evaluating data sets to uncover patterns, correlations, market trends, customer preferences and other useful information that helps us deliver insurance products and make Attune’s Portal a more effective and cost-efficient way for you and your client to do business.
Our data analytics consultants and service providers will have access to certain non-personal, commercial information that you provide us and/or we lawfully collect from other sources. This information may include data that: (i) is specific to your client’s business, such as the company’s credit history, location, or revenue; or (ii) generally relates to your client’s industry or profession, like market trends.
You understand and agree that Attune is authorized to conduct credit checks of your clients (including requesting credit bureau reports from credit reporting agencies and other sources) for the purpose of evaluating your client’s eligibility for commercial insurance products only.
Attune does not collect, use, or share any non-public personally identifying information, or information regarding race, religion, gender, sexual orientation, disability or other criteria which is prohibited by law in insurance underwriting or in the general conduct of business. As a condition of the use of Attune’s Portal, you agree that you will not engage in unlawful discrimination or other unlawful conduct.
Attune takes all steps necessary to ensure that any information we share with our data analytics consultants and service providers is appropriate and permissible under applicable data privacy and security laws and regulations, including New York Cybersecurity Regulation (23 NYCRR 500).